So Dave Ramsey really knows how to make you stop and put pencil to paper with your finances. And if you weren't all ready getting an idea of how much you are in debt, week three will definitely make you realize it! I am glad we are going through the class however it is difficult to really start kicking of what he talks about because we are unsure of how Dave will be getting paid since he just started his new job, our finances are joined since we aren't married yet, and he has been gone so we haven't been able to communicate about the lessons then work on the homework together. However I have taken the lead on getting everything put together for us so we have a clearer picture of what needs to be paid off and what needs to be saved so we can apply for the loan for our house in the spring on 2016.
I am glad I chose to take on the leadership role for the class, as I have decided to teach it again in the spring. I know by then Dave and I will have our finances joined so it will be a great refresher for me to double check everything from this time around. By far, I am beyond glad we are taking this class. We will really be on the right path when it comes time for any large financial decisions in the future.
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